🍏 Apple Hardware Economics 📉 Depreciation & TCO Model 2026 Residual Values

Apple Device Trade-In vs. Private Resale Calculator: Depreciation & True Upgrade Cost

Compare official Apple Trade-In values against Swappa/eBay private resale benchmarks for iPhone, Mac, iPad, Watch, and AirPods. Calculate your true net monthly cost of ownership and determine whether to trade in, sell privately, or keep your device.

Device Configuration & Age

Market Benchmarked
$1,199.00
$
2 Years (24 Months)
1 Year 2 Years 3 Years 4 Years 5+ Years
Residual Market Value 55% Retained Value
Private Resale (Swappa / eBay) $660.00

Maximum cash return • Recommended Method

Official Apple Trade-In $480.00

Instant gift card / credit • Convenience penalty: -$180.00

Total Net Depreciation: $539.00
Ownership Months: 24 Months
True Monthly Cost of Ownership: $22.45 / month
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