Privacy-First Architecture: All financial calculations, admissions odds & code audits run 100% in client-side browser memory. Zero data retention.
Institutional-Grade Privacy • 100% Client-Side Execution • 112+ Live Engines

High-Leverage Financial, Medical & AI Decision Engines

Explore institutional-grade retirement tax modelers, college and medical school chancing matrices, multi-leg options builders, and zero-latency AI intelligence tools.

Core-AI Business Solutions 90-Day Growth • 100% Core Web Vitals Guarantee

Small Business: 90-Day Website Growth, 0ms Speed, Multi-Channel Social & Contracts

We build your site on the exact 0ms-load architecture powering Core-AI with guaranteed 90+ Google PageSpeed scores and Schema.org structured data. We manage your brand across X, LinkedIn, Reddit, and Facebook, and draft custom client contracts (SOWs, MSAs).

⚡ 90-Day SEO & Speed Overhaul (90+ PageSpeed) 📱 Social Media Management (X, LinkedIn, Reddit, FB) 🌐 High-Converting Copy & Schema.org Rich Tags 📄 Custom Client Contracts, SOWs & MSAs
136 Tools
Enterprise AI Architecture & Pipelines

Why Technical Leaders Choose Core-AI Over Public APIs

Public consumer LLMs log prompts, train on your proprietary IP, and fail on strict compliance. Core-AI delivers dedicated, fine-tuned open-weights models with zero data retention and standardized protocol integrations.

Zero Data Retention

Strict ephemeral memory execution. Your data is never logged, stored, or used for model retraining. SOC-2 Type II & HIPAA BAA compliant.

SOC-2 / HIPAA Certified

Domain Model Fine-Tuning

Custom fine-tuning of Llama 3 and Qwen models on your internal taxonomy. Retain 100% proprietary weight ownership at 80% lower cost.

80% Cost Reduction

MCP Protocol Connectors

Standardized Model Context Protocol (MCP) servers securely linking models directly to corporate databases, codebases, and tool APIs.

Open Standard MCP

Elastic Batch Processing

High-throughput serverless batch processing on Modal GPU clusters. Scale to 10,000 parallel workers in seconds with zero idle costs.

Scale-to-Zero Modal
Interactive B2B Prototypes & Architecture Demos

Test our live enterprise prototypes for DLP secret redaction, complex table extraction, and legacy AST code modernizing.

Interactive Tool Catalog & Financial Engines

Explore 61+ privacy-first calculators, developer utilities, and sports intel engines.

122 Tools
Regional Tax & Decision Rules:
🇮🇳 India Options SEBI & STT Slabs

NSE Nifty Options Profit & STT Tax Calculator

Simulate Call/Put payoff, Greeks (Delta, Theta, Vega), and calculate exact net profit after post-Budget 2026 STT transaction taxes and brokerage in INR (₹).

Calculate Nifty Greeks
🇮🇳 BankNifty F&O SPAN & Expiry

NSE BankNifty Options Margin & Expiry Calculator

Calculate BankNifty option buying & selling margins, lot sizes, breakevens, and revised statutory 0.1% STT taxes for intraday and weekly expiry trading on NSE.

Calculate BankNifty Margin
🇮🇳 2026 Budget Tax 12.5% LTCG · ₹1.25L Free

Mutual Fund 12.5% LTCG & SIP Tax Calculator

Calculate exact post-tax SIP corpus under India's new Union Budget rules: 12.5% LTCG (>₹1.25L exemption) and 20% STCG with ₹ in-hand net wealth projection.

Calculate Post-Tax SIP
Agri-Business USDA Economics

Grain Crop Breakeven, Yield & Revenue Calculator

Model farm enterprise budgets for Corn, Soybeans, and Wheat. Calculate exact breakeven bushels/acre, breakeven cash market price, and net profit per acre.

Calculate Farm Breakeven
🇮🇳 Kisan Hub (हिंदी/EN) 2025–26 MSP

Kisan Crop Yield, Mandi MSP & Fertilizer Calculator

Bilingual (Hindi/English) Indian agriculture calculator for crop yield, Mandi MSP revenue, and DAP/Urea dosing per Acre, Bigha, and Guntha.

किसान कैलकुलेटर खोलें
Tax Strategy >6,000 lbs GVWR

IRS Section 179 'G-Wagon' Heavy Vehicle Tax Calculator

Calculate first-year Section 179 expense caps, 100% bonus depreciation, and exact cash tax savings for business luxury SUVs (G-Wagon, Escalade, Cybertruck).

Calculate Section 179
Exotic TCO Montana LLC 0% Tax

Ferrari & Exotic Supercar Total Cost of Ownership Calculator

5-year depreciation curves, balloon financing, Montana LLC zero-tax registration, exotic insurance, and maintenance for Ferrari 296, GT3 RS, and Huracán.

Calculate Exotic TCO
Forex & Commodities XAU/USD & FX Lots

Forex Pip Value & Gold (XAU/USD) Lot Size Calculator

Calculate exact pip values, standard/mini/micro lot sizes, required margin, and position risk for EUR/USD, GBP/USD, USD/JPY, and 100 oz Gold contracts.

Calculate Pip & Lots
S-Corp Tax RCReports & FICA

S-Corp Reasonable Salary vs. Distribution Tax Calculator

Determine IRS-defensible officer compensation using multi-factor salary scoring. Calculate exact self-employment and FICA payroll tax savings.

Calculate S-Corp Split
Physician Loan 0% Down No PMI

Physician Doctor Loan vs. Conventional Mortgage Calculator

Compare 0% to 5% down zero-PMI doctor mortgage programs against conventional 20% down financing for MDs, DOs, residents, and dentists with student debt.

Compare Doctor Loan
Crypto Analytics DCA vs Lump Sum

Crypto DCA vs. Lump Sum Backtest Simulator

Backtest recurring Dollar Cost Averaging against lump sum investments for Bitcoin, Ethereum, and Solana with historical drawdown and volatility modeling.

Run DCA Backtest
Mortgage Math Principal & Interest

Mortgage Amortization Schedule & Early Payoff Calculator

Generate complete 30-year monthly amortization tables. Model extra monthly principal payments, bi-weekly schedules, and interest saved.

View Amortization Schedule
Wealth Growth Compounding Engine

Compound Interest & Investment Growth Calculator

Visualize daily, monthly, and annual compound interest accumulation with recurring monthly contributions and dividend reinvestment (DRIP).

Calculate Compounding
Real Estate DTI & Max Loan

Home Affordability & Max Purchase Budget Calculator

Calculate maximum home buying power based on 28/36 Debt-to-Income (DTI) rules, annual income, monthly debts, and interest rates.

Calculate Affordability
AI Engineering Token & Cost

AI Token Counter & Prompt Cost Estimator

Estimate exact token counts and API request pricing across Gemini 1.5 Pro, Claude 3.5 Sonnet, and GPT-4o with context caching discounts.

Estimate Token Costs
AI Models API Rates 2026

LLM API Pricing & Context Window Comparator

Real-time cost comparison across 25+ frontier and open-weight AI models. Compare per-million input/output token pricing and latency.

Compare LLM Pricing
Enterprise AI RAG Architecture

B2B Enterprise Local RAG Evaluator & Vector Sizer

Model vector database sizing, chunking strategies, chunk retrieval accuracy, and token latency for enterprise Retrieval-Augmented Generation.

Evaluate RAG Pipeline
Cybersecurity SOC2 & ISO 27001

B2B Security & Compliance Readiness Audit

Evaluate organizational readiness for SOC 2 Type II, ISO 27001, HIPAA, and GDPR compliance with automated gap identification.

Run Security Audit
Voice AI Speech-to-Text

B2B Multimodal Audio Claims Processing Pipeline

Model speech-to-text throughput, diarization latency, audio chunking, and transcript redaction costs for insurance and customer service pipelines.

Model Audio Pipeline
DevSecOps Zero-Log Debug

Client-Side JWT Token Debugger & Secret Inspector

Decode and verify JSON Web Tokens 100% locally in your browser. Inspect header, payload claims, expiration timestamps, and signature validity.

Debug JWT Token
Developer Tool Instant Match

Interactive Regex Pattern Tester & Natural Language Explainer

Test regular expressions with real-time syntax highlighting, group capture visualization, and plain-English breakdown of regex logic.

Test Regex Pattern
API Utility Multi-Language

cURL to Python, Node.js, Go & Rust Code Converter

Convert raw cURL commands into clean, production-ready HTTP client code for Python (Requests/Httpx), JavaScript (Fetch/Axios), Go, and Rust.

Convert cURL Command
Sysadmin Cron Generator

Cron Expression Builder & Natural Schedule Generator

Build and validate standard 5-part and 6-part cron expressions with human-readable schedule translations and upcoming execution timestamps.

Generate Cron Schedule
Media Optimizer Client-Side Lossless

Batch Image to WebP Lossless Compression Tool

Convert PNG, JPEG, and AVIF images to modern high-compression WebP format directly in your browser with zero server uploads.

Convert to WebP
Editorial Read Time & Stats

Word Counter, Reading Time & Readability Analyzer

Real-time word, character, sentence, and paragraph counts with speaking/reading time estimation and Flesch-Kincaid readability scoring.

Analyze Text Stats
Health & Fitness TDEE & Deficit

Daily Calorie Deficit & Target Weight Projector

Calculate your Basal Metabolic Rate (BMR), Total Daily Energy Expenditure (TDEE), and forecast target weight loss milestones based on daily caloric deficit.

Project Calorie Deficit
Home Improvement Material & Labor

DIY Home Renovation & Material Cost Estimator

Estimate square footage material requirements, drywall, paint, flooring, fasteners, and budget contingency for home improvement projects.

Estimate DIY Project
🇺🇸 Mortgages & Rates 2026 Fed Pivot

Fed Rate Cut Mortgage Refinance & Break-Even Calculator

Model exact monthly payment drops, closing cost break-even payback timelines, and wealth acceleration when Federal Reserve rate cuts lower mortgage rates.

Calculate Refi Savings
🇬🇧 UK Tax HMRC 26/27

UK Income Tax & PAYE Take-Home Calculator

Calculate net take-home salary after HMRC Income Tax, Class 1 National Insurance, pension salary sacrifice, Student Loan Plan 2/5, and the 60% £100k tax trap.

Calculate UK Pay
🇬🇧 UK Wealth Decision AI

UK Stocks & Shares ISA vs. SIPP Pension Calculator

Compare 20-year net wealth between a £20k tax-free ISA and a £60k SIPP pension with 20%/40%/45% upfront HMRC tax relief and 25% tax-free lump sum.

Compare ISA vs SIPP
🇮🇳 India Tax Budget 26/27

India New vs. Old Tax Regime & In-Hand Salary Calculator

Compare New Tax Regime slabs (₹75k Standard Deduction + Section 87A ₹7L zero tax) vs. Old Regime (80C, 80D, HRA, Home Loan). Calculate monthly in-hand take-home pay.

Calculate India Pay
Cloud Economics Decision AI

Enterprise Cloud SLA Downtime & Egress Cost Modeler

Compare AWS, GCP, Azure, and Cloudflare costs. Model data egress bandwidth charges and quantify the revenue loss of Three 9s vs Four 9s downtime.

Calculate Now
Display Optics Decision AI

49" Ultrawide vs. Dual 4K Developer Monitor Calculator

Compare 49-inch Super Ultrawide (108 PPI) vs Dual 27-inch 4K (163 PPI). Calculate coding text sharpness, macOS fractional scaling GPU overhead, and total pixels.

Calculate Now
Nomad Tax Decision AI

Direct-to-Cell Satellite & Digital Nomad Tax Engine

Calculate digital nomad statutory tax residency exposure, 183-day state residency severance rules, FEIE $126k exclusions, and Starlink Direct-to-Cell roaming costs.

Calculate Now
Energy Arbitrage Decision AI

Home Battery & EV V2G Grid Arbitrage Profit Calculator

Calculate monthly profits from dynamic electricity tariff arbitrage using Tesla Powerwall 3 and EV bi-directional discharge. Model peak sellback rates vs battery cycle degradation.

Calculate Now
Longevity Economics Decision AI

GLP-1 10-Year Healthcare & Grocery Savings Modeler

Calculate the true 10-year net financial return of GLP-1 medications. Model out-of-pocket drug costs vs -28% monthly grocery savings and long-term medical prevention.

Calculate Now
Automotive TCO Decision AI

EV vs. Hybrid vs. Gas 5-Year True Cost Modeler

Compare 5-year ownership costs between Tesla Model Y, Toyota RAV4 Hybrid, and Gas SUVs. Model home charging vs gas, -30% winter range loss, insurance hikes, and resale depreciation.

Calculate Now
Spatial Computing Decision AI

Spatial AR Glasses vs. Physical Multi-Monitor Workstation Modeler

Compare the true cost, coding text sharpness (PPD), and nomadic productivity of replacing a physical 3-monitor desk with lightweight AR smart glasses.

Calculate Now
Hardware TCO Decision AI

Flagship Smartphone 3-Year TCO & Carrier Trap Comparator

Compare 3-year ownership costs across iPhone 17 Pro, Pixel 11 Pro, and Galaxy S27 Ultra. Model 36-month carrier bill credits vs unlocked MVNO savings and 3-year resale decay.

Calculate Now
Developer Hardware Decision AI

MacBook Pro vs. Windows Developer Laptop ROI & Resale Modeler

Evaluate developer velocity return between Apple Silicon and Windows workstations. Model compile acceleration, battery workday value, and 58% vs 28% resale retention.

Calculate Now
AI Architecture Decision AI

AI API Token Cost & Cloud GPU Self-Hosting Breakeven Calculator

Calculate monthly token bills across GPT-4o, Claude 3.5 Sonnet, Gemini, and DeepSeek. Model prompt caching discounts and find the exact daily volume to self-host on H100s.

Calculate Now
Agentic Workforce Decision AI

Agentic AI Swarm vs. Human FTE Labor Cost & Compute ROI Modeler

Model the true financial impact of deploying autonomous AI agent swarms vs hiring full-time employees. Factor in reasoning compute, tool call APIs, and human-in-the-loop review.

Calculate Now
Retirement AI Decision AI

Mega Backdoor Roth 401(k) Contribution & Conversion Calculator

Calculate your maximum after-tax 401(k) contribution room under the IRS § 415(c) limit and project lifetime tax-free Roth growth and in-plan distribution rules.

Calculate Now
Startup Tax Strategy Decision AI

QSBS Section 1202 100% Capital Gains Tax Exemption Calculator

Calculate your federal tax savings under IRC Section 1202 Qualified Small Business Stock (QSBS) rules: model $10M vs 10x basis limits, state tax treatment, and Section 1045 rollovers.

Calculate Now
Consulting & Growth 24h Turnaround

Core-AI Technical & Small Business Consulting

Book senior advisory for 0ms website speed overhauls, 90-day Google SEO ranking roadmaps, multi-channel social management (X, LinkedIn, Reddit, FB), and custom business contracts.

Book Consultation →
Pre-Law AI Decision AI

T14 Law School LSAT & GPA Admissions Predictor

Match your LSAT score and undergraduate GPA against all Top 14 Law Schools to calculate your admission odds, splitter/reverse-splitter status, and estimated merit scholarship funding.

Calculate Now
Startup Equity Decision AI

Startup ISO vs. NSO Stock Options & AMT Tax Shield Simulator

Calculate your Alternative Minimum Tax (AMT) liability when exercising Incentive Stock Options (ISOs) vs Non-Qualified Stock Options (NSOs) and model Form 8801 AMT credits.

Calculate Now
Family Tax Strategy Decision AI

Dependent Care FSA vs. Childcare Tax Credit Calculator

Determine whether you save more money using a $5,000 Dependent Care FSA (pre-tax payroll deduction) or claiming the Child and Dependent Care Tax Credit on IRS Form 2441.

Calculate Now
Fantasy Football Matchup AI

NFL Fantasy Start/Sit & Trade Optimizer

Model Floor vs. Ceiling start/sit choices, calculate fair trade values with VORP, and size waiver wire FAAB bids for ESPN, Yahoo & Sleeper.

Optimize Fantasy Lineup
What to Watch Tonight IMDb 8.5+

What to Watch Tonight: Best IMDb Rated TV Shows

Find your next binge watch in 5 seconds. Filter 120+ top-rated IMDb masterpieces across Netflix, HBO Max, Apple TV+, and Prime with exact runtimes.

Find What to Watch
API Gateway Matrix Security AI

Cloud APIM Cost & Architecture Comparator

Compare API Management costs across AWS API Gateway, Apigee, Azure APIM, Kong, and MuleSoft. Learn why an APIM is the essential security and traffic governor for company APIs.

Compare APIM Costs
Multi-Cloud TCO Architecture AI

Cloud Infrastructure Pricing & TCO Comparator

Compare compute, NVIDIA H100 GPUs, storage, egress bandwidth fees, and 1yr/3yr reserved instance savings across AWS, Google Cloud, Azure, OCI, and IBM.

Compare Cloud TCO
Enterprise Deals Procurement AI

Enterprise SaaS & Software Deals Comparator

Compare enterprise volume discounts and list prices across LLM APIs, Microsoft 365 vs Google Workspace, Salesforce vs HubSpot, and Snowflake vs Databricks.

Compare SaaS Deals
Career Transition Decision AI

Severance Package Negotiation & Net Payoff Calculator

Calculate the true net after-tax payout of your severance package: model 22% supplemental tax withholding, COBRA healthcare subsidies, and state unemployment benefit offset.

Calculate Now
Clean Vehicle Tax Decision AI

EV Lease Tax Credit Loophole (IRS § 45W vs § 30D) Calculator

Calculate how leasing an electric vehicle unlocks the full $7,500 tax credit by bypassing the $150k income cap and North American assembly rules under IRC § 45W.

Calculate Now
Mortgage Strategy Decision AI

Mortgage Recast vs Refinance vs Extra Principal Calculator

Compare paying a lump sum to recast your mortgage ($250 fee, keeps low existing interest rate) vs refinancing ($6,000+ closing costs) or making extra principal payments.

Calculate Now
Tech Equity Tax Decision AI

RSU Tax Withholding Trap & Underpayment Penalty Calculator

Calculate your true tax liability on vesting RSUs: model the IRS statutory 22% vs 37% supplemental withholding gap and avoid surprise Form 2210 underpayment penalties.

Calculate Now
Open Enrollment LLM AI

HDHP (HSA) vs. PPO Calculator

Compare High Deductible HDHP + HSA vs Traditional Low Deductible PPO plans: model payroll premium savings, employer HSA seeds, and 3-tier medical spending stress tests.

Compare HDHP vs PPO
Capital Allocation LLM AI

Mortgage Extra Principal vs. SPY

Should you pay an extra $100/mo into your mortgage or invest it in the S&P 500? Calculate 30-year net wealth differences, interest saved, and milestone payoff years.

Compare Mortgage vs SPY
Insurance Studio LLM AI

Lower Auto & Home Insurance

Calculate how to slash auto and home premiums by $600 to $1,800/yr: model deductible arbitrage ($500 vs $1,000 vs $2,500), bundling, and telematics.

Optimize Insurance Rates
Real Estate Economics LLM AI

Finished Basement Cost & Tax

Calculate the true cost of finishing a basement: contractor quotes, egress windows, municipal permits, permanent assessor tax hikes, and resale ROI.

Calculate Basement ROI & Tax
Vehicle Economics LLM AI

Car Property Tax & True Cost

Calculate county vehicle personal property taxes (VA, NC, CT, MO, MA), 5-year depreciation schedules, and compare Brand New vs 3-Year CPO savings.

Calculate Car Tax & 5-Yr Cost
Commute Economics LLM AI

Work Commute vs. Transit

Calculate true monthly commute costs from City A to City B. Compare driving gas/EV, parking, and tolls against public transit trains, buses, and hybrid WFH savings.

Compare Commute vs Transit
Family Economics LLM AI

Childcare vs. Stay-at-Home

Calculate the true financial trade-off of staying home: measure take-home pay, lost 401(k) compounding, and career re-entry wage penalties.

Calculate Family Cost
Education Wealth LLM AI

529 College Savings & Tax

Calculate college funding trajectory, measure annual state tax refund deductions across 50 states, and model SECURE 2.0 Roth rollovers.

Calculate 529 Growth
Startup Equity LLM AI

Startup ISO Options & AMT

Calculate your cash out-of-pocket tax bill when exercising startup ISOs, measure the 409A AMT spread, and avoid illiquid paper-gain tax disasters.

Calculate ISO AMT
Homebuyer Dilemma LLM AI

401(k) Loan vs. PMI

Decide whether borrowing from your 401(k) to reach 20% down actually saves money compared to keeping retirement invested and paying temporary PMI.

Compare 401k vs PMI
Renter Economics LLM AI

Rent Hike vs. Moving Cost

Determine if moving to a cheaper apartment actually saves money once moving trucks, broker commissions, and security deposit friction are counted.

Calculate Rent Breakeven
Rate Buy-Down LLM AI

Mortgage Discount Points

Calculate whether paying 1 to 2 discount points upfront at closing actually saves money before you move or refinance into lower market rates.

Calculate Points Breakeven
Travel Rip-Off Shield LLM AI

Foreign FX & Airport Fees

Calculate hidden fees stolen by airport currency kiosks (14% spread), Dynamic Currency Conversion (DCC), and 3% card transaction fees on international trips.

Calculate Travel Fees
Mortgage Audit LLM AI

Refinance True Breakeven

Expose the 30-year amortization reset trap, calculate extra years and payments added to your mortgage, and find true net interest breakeven.

Calculate True Breakeven
Household Bargaining LLM AI

Bill Negotiation & Call Scripts

Lower internet, cell, insurance, gym, and hospital bills by $300–$1,200/yr with custom word-for-word retention department negotiation scripts.

Generate Call Scripts
Grocery Economics LLM AI

Costco Bulk vs. Food Waste

Calculate true usable unit prices after refrigerator spoilage to determine if bulk warehouse packs actually save money or trigger waste loss.

Calculate Food Waste
Subscription Creep LLM AI

Streaming Subscription Cycling

Audit monthly subscription creep across Netflix, Spotify, Prime, and AI tools. Model rotational cycling to save $600–$1,400/yr with zero missed shows.

Optimize Subscriptions
Real Estate & Solar LLM AI

Solar Home Equity & Resale

Calculate home appraisal value added by owned solar ($4/Watt LBNL model), buyer power savings, and evaluate leased solar transfer vs. buyout at closing.

Calculate Solar Equity
Tax Alpha LLM AI

Tax-Loss Harvesting & Wash-Sale

Calculate capital gains tax offsets, $3,000 ordinary income write-offs, loss carryforwards, and safe ETF proxy rotations under IRS Wash Sale rules.

Calculate Tax Alpha
Commercial Tax LLM AI

Section 179 Heavy SUV Tax Shield

Calculate IRS Section 179 expensing, 60% bonus depreciation, and first-year cash tax refunds for business vehicles exceeding 6,000 lbs GVWR.

Calculate Section 179
Clean Energy & Wealth LLM AI

TOU Electricity & Battery Arbitrage

Calculate monthly power bill savings from off-peak EV charging, appliance load shifting (4 PM-9 PM peak), and home battery energy arbitrage.

Calculate Energy Savings
Travel & Airfare LLM AI

Airline Baggage Fee & Weight

Calculate checked luggage fees, 50-lb overweight penalty tiers ($100–$200), carry-on rules, and 62" linear dimensions across 10 major airlines.

Calculate Luggage Fees
Travel & Climate LLM AI

Feels-Like, Heat Index & Wind Chill

Model apparent temperature, human sweat evaporation thresholds, frostbite exposure timelines, and dew point using official NOAA Steadman equations.

Calculate Feels-Like
Travel & Sleep LLM AI

Travel Jet Lag & Sleep Optimizer

Calculate exact circadian phase shifts, light seeking vs. sunglasses avoidance hours, caffeine cutoffs, and melatonin timing to eliminate jet lag.

Optimize Sleep Sync
Travel & Mobility LLM AI

Road Trip Gas & Passenger Split

Calculate exact road trip gas costs, EV charging stops, highway aerodynamic drag, tolls, and generate instant fair Venmo/Zelle payment requests.

Open Calculator
Retirement Wealth Company Match

401(k) Employer Match & True-Up

Calculate exact paycheck deductions to capture 100% of your company match, check vesting schedules, true-up rules, and 30-year compounding.

Calculate 401(k) Match
Tax Strategy Form 8606

Backdoor Roth & Pro-Rata Modeler

Calculate taxable conversion ratios under the IRS Form 8606 Pro-Rata Rule, track non-deductible basis, and model 401(k) reverse rollover shelters.

Calculate Pro-Rata Tax
Tax Alpha Triple-Tax

HSA Triple-Tax & Stealth IRA Modeler

Calculate upfront income and FICA 7.65% tax deductions, 30-year tax-free compounding, and the stealth IRA receipt shoebox strategy.

Model HSA Growth
Public Service WEP & GPO

Public Pension WEP & GPO Modeler

Calculate Social Security benefit reductions under the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) for teachers, police, and civil servants.

Calculate WEP & GPO
Executive Wealth IRC § 415

Cash Balance Pension Plan Modeler

Calculate maximum age-weighted defined benefit deductions ($150k-$350k+), 401(k) combos, and ERISA asset protections for doctors, partners, and high earners.

Calculate Cash Balance
Equity Tax 83(b) & AMT

Stock Options ISO & AMT Modeler

Calculate Alternative Minimum Tax (AMT) on ISO exercises, Section 83(b) election timing, Form 8801 credits, and long-term capital gains at exit.

Calculate Stock Option Tax
Retirement Finance Pension & SSA

Age Pension & Social Security Optimizer

Model early vs. delayed claiming ages (62 vs. 67 vs. 70), find your lifetime breakeven crossover, and compare pension annuities against lump-sum payouts.

Optimize Claiming Age
Health Finance AI Deductible + OOPM

Health Insurance Deductible & OOPM Estimator

Model health insurance deductibles, coinsurance (80/20 split), and out-of-pocket maximum caps with in-browser patient advocacy AI.

Calculate Medical Split
AI Code Modernizer COBOL → Python/Java

COBOL to Python & Java Modernizer

Decompile procedural COBOL routines into clean Python 3.12, Java 21 Spring Boot, TypeScript, and explain business rules with in-browser AI.

Modernize COBOL Code
Binary & Hex Decoder EBCDIC + COMP-3

EBCDIC & COMP-3 Packed Decoder

Translate raw IBM-037/1047 EBCDIC hex streams to ASCII, unpack COMP-3 signed decimals, and inspect zoned decimal overpunches.

Decode EBCDIC & COMP-3
z/OS Batch JCL COND Code Simulator

JCL Validator & COND Flowchart

Validate z/OS JCL syntax rules, simulate COND return code step execution branching (RC 0/4/8/12), and explain DISP/SPACE parameters.

Validate JCL & Flowchart
Mainframe Modernization Copybook → JSON/TS

COBOL Copybook to JSON & TypeScript

Decompile COBOL copybooks into JSON Schemas, TypeScript types, Python Pydantic models, SQL DDL, and inspect memory byte offsets.

Convert COBOL Copybook
Index Compounding DRIP + Timeline

S&P 500 (SPY) Backtester & Future Gains

Backtest historical S&P 500 DCA/lump-sum returns with dividend reinvestment (DRIP) and simulate future compounding nest egg milestones.

Backtest & Project SPY
Home Sale Tax Shield Gains > $500k

Home Improvement Adjusted Tax Basis

Track renovations and additions to step up your adjusted cost basis, eliminating thousands in capital gains tax beyond the IRS $500k exclusion.

Calculate Stepped-Up Basis
Small Business AI Free Copywriting

AI Small Business Content & Social Engine

Generate client proposals, LinkedIn posts, Instagram captions, Google Business updates, and email campaigns in seconds for free.

Generate Free Copy
Admissions AI CDS & Ivy AI (240)

AI College Admissions & SAT Matcher

Match your GPA, SAT/ACT, intended major, in-state residency, and extracurricular spike across 55+ top universities to calculate your exact acceptance odds.

Calculate College Chances
Pre-Med AI MSAR & AAMC Aligned

AI Medical School Chancing Engine

Match your MCAT, Science BCPM GPA, clinical hours, research pubs, and in-state TMDSAS/WWAMI quotas against 65+ US MD and DO programs.

Calculate Med School Odds
Academic Engine Latin Honors & Dean's List

College GPA & Target Honors Planner

Calculate semester and 4-year cumulative GPA, isolate In-Major GPA, model retake grade forgiveness, and simulate target grades needed for Latin Honors.

Calculate College GPA
AI Career 0ms ATS Match

AI Resume Bullet & ATS Optimizer

Converts raw job experience into high-impact, quantified STAR-method resume bullets loaded with matching ATS keywords.

Optimize Bullets
Architecture RFC Scalability

AI System Design & RFC Drafter

Drafts production-grade Engineering RFCs with Redis caching topologies, Kafka partition keys, data schemas, and CAP trade-offs.

Draft Architecture RFC
OWASP Linter Zero Leak

AI Code Security Auditor

Scans Python, Node.js, and SQL code for SQL injections, ReDoS attacks, hardcoded secrets, and outputs secure remediation diffs.

Audit Code Security
Real Estate Escrow Trade Averages

AI Inspection Repair & Credit Drafter

Converts home inspection defects (HVAC, roof, plumbing) into contractor cost estimates and drafts a formal Seller Credit Request Letter.

Estimate Repairs
Landlord Legal 50 States

AI Landlord Lease Notice Drafter

Generates state-statute compliant 3-day, 5-day, and 30-day Cure-or-Quit notices for unpaid rent, pet breaches, and non-renewals.

Draft Legal Notice
Freelance & Agency Scope Shield

AI Scope of Work (SOW) Generator

Drafts airtight freelance contracts with milestone billing schedules, revision limits, out-of-scope boundaries, and kill-fees.

Generate SOW
A/R Recovery 3 Tiers

AI Overdue Invoice Recovery Drafter

Generates 3 escalating tiers of high-converting payment collection emails (Polite Check-in → Late Fee Notice → Pre-Legal Demand).

Draft Payment Email
Agency & 1099 Rate Modeler

Freelance Hourly Rate & Retainer Calculator

Calculate true billable hourly rates, factor in 15.3% self-employment taxes, 60% billable utilization buffers, and value-based retainers.

Calculate Freelance Rate
Compliance GDPR/CCPA

AI GDPR & CCPA Privacy Policy Drafter

Generates audit-ready Privacy Policies tailored for Google AdSense compliance, Stripe payment processing, and cookie tracking mandates.

Generate Privacy Policy
AI Developer Edge Cases

AI Jira Ticket & BDD Spec Drafter

Generates formatted Jira stories, bug reports with Gherkin acceptance criteria, edge-case failure scenarios, and Playwright tests.

Generate Jira Specs
Healthcare / Tax Medicare Baseline

AI Medical Bill Decoder & Dispute Drafter

Decodes 5-digit CPT hospital codes against fair Medicare fee baselines and generates cash settlement dispute letters.

Decode Medical Bill
Legal Protection Redline AI

AI Contract Clause Risk Scanner

Scans freelance and SaaS clauses for unlimited indemnity, broad non-competes, and IP traps with safe redline counter-proposals.

Scan Contract Clauses
Database Tech Index Plan

AI SQL Query Explainer & Indexer

Analyzes PostgreSQL, MySQL, and Snowflake queries, detects un-indexed full table scans, and recommends composite index statements.

Optimize SQL Query
Speech AI Whisper

AI Voice Memo to Jira Transcriber

Records voice memos in-browser, transcribes speech, and structures unorganized thoughts into Jira specs and action items.

Transcribe Voice Memo
Form AI Audit-Ready

AI Smart Form Filling Assistant

Drafts audit-ready answers for merchant underwriting (Stripe/Adyen), commercial leases, insurance claims, and questionnaires.

Draft Form Answers
All-In-One Health Scanner + Tracker + Chart

AI Meal Scanner & Weight Projector

Unified 3-in-1 suite: Scan meal photos for instant macros, track daily calories, and simulate your exact goal weight timeline with TDEE charts.

Open Nutrition Suite
Body Composition InBody AI

InBody Composition & BMI Suite

Calculate true body composition beyond basic BMI: measure lean muscle mass, US Navy body fat %, natural FFMI ceiling, and Katch-McArdle metabolic burn.

Analyze Body Composition
Real Estate / Tax AI Deal Memo

Solo 401(k) Real Estate Leverage

Models non-recourse debt leverage, IRC § 514(c)(9) zero UDFI tax exemption vs SDIRA, and generates an executive acquisition memo.

Model Real Estate Leverage
Commercial NNN 1031 & FCF

Triple Net (NNN) Real Estate FCF & Yield

Model Levered Free Cash Flow (FCF), Cap Rates, DSCR bank stress-testing, 10-year rent escalations, and 39-year commercial depreciation shields.

Underwrite NNN Deal
Real Estate Wealth Infinite CoC

BRRRR Real Estate Modeler

Model purchase price, rehab budgets, 75% ARV cash-out refinances, capital recapture, DSCR coverage, and infinite cash-on-cash ROI.

Underwrite BRRRR Deal
Debt Freedom Payoff AI

Mortgage Amortization & Extra Payments

Calculate interest savings from extra monthly principal payments, annual lump-sum payoffs, and bi-weekly payment accelerators.

Calculate Amortization
Options Matrix AI Volatility

Options P&L Matrix & Greeks

Interactive multi-strike P&L matrix with live price feeds, Black-Scholes Greeks (Δ, Γ, Θ, ν), and AI volatility analyst.

Analyze Options Setup
Quant Studio ThinkScript AI

AI Trading Script & Screener Generator

Convert plain English trading rules into error-free scanner formulas and custom indicators for Thinkorswim, TradingView, and Chartink.

Generate Trading Scripts
Tax & Career AI S-Corp

W-2 vs. 1099 vs. C2C (S-Corp)

3-way tax comparison across W-2, 1099, and C2C with S-Corp reasonable salary split, FICA tax savings, and $69k Solo 401(k) blueprint.

Compare Tax Shelters
Multi-Leg Visual Builder

Multi-Leg Strategy Builder

Visual payoff curve builder for Iron Condors, Straddles, Butterfly Spreads, and Vertical Spreads with max profit/risk calculations.

Build Strategy Legs
Crypto Quant Historical

Crypto DCA vs. Lump Sum Backtester

Simulates recurring Dollar Cost Averaging vs upfront Lump Sum investment across BTC, ETH, and SOL using historical daily market data.

Backtest DCA Strategy
Tax Shelter IRC § 170

Charitable Real Estate Donation

IRC § 170 / 501(c)(13) appraisal vs purchase price tax savings with 30% AGI 5-year deduction carryforward schedules.

Model Deduction
Real Estate AI Zillow Copy

AI Rental Listing & Tenant Screener

Drafts high-converting Zillow rental marketing copy and Fair Housing Act compliant tenant qualification criteria.

Draft Rental Listing
Tech Wealth ISO / NSO

Startup Equity & AMT Modeler

Models ISO vs NSO exercise strike spread, 2026 Alternative Minimum Tax (AMT) liability, and capital gains tax upon IPO exit.

Model Equity & AMT
State Tax 50 States

50-State Tax Relocation Modeler

Side-by-side state income tax, property tax, and sales tax comparisons with 10-year compounding wealth impact charts.

Compare States
Tax Shelter Triple-Tax-Free

HSA "Stealth IRA" Wealth Modeler

Calculates triple-tax-free HSA compound growth vs taxable brokerage accounts utilizing the shoebox receipt reimbursement strategy.

Model HSA Growth
Retirement Tax $69,000 Cap

Solo 401(k) vs. SEP IRA Modeler

2026 IRS contribution caps ($69,000), employee deferral ($23,000) + 25% profit sharing comparison, and compounding curve.

Compare 401(k) & SEP
CSS Generator Design UI

AI Glassmorphism CSS Generator

Generates frosted glass UI effects with backdrop-filter blur, border glow, shadow depth, and copyable CSS & Tailwind code.

Generate Glass CSS
Developer Suite All-in-One

Developer Swiss Army Hub

JSON Formatter, JWT Debugger, Cron Parser, Regex Tester, UUIDv4 Generator, Unix Timestamps, and SHA-256 Hash Suite.

Open Developer Suite
Excel & Sheets AI 365 & Pandas

AI Excel & Sheets Formula Architect

Translate plain English to complex Excel & Google Sheets formulas, debug #SPILL! errors, and export to Python Pandas & VBA.

Generate & Debug Formulas
In-Browser AI WebLLM

AI Small Business Generator

Generate high-converting website copy, client retainer agreements, cold outreach sequences, and pitch decks 100% locally in your browser.

Generate Copy & Contracts
No Sign-Up · Voice AI No Email Needed

Free Voice & Multilingual AI Assistant

No email, passwords, or subscriptions needed. Speak or type in Telugu, Hindi, Tamil, Marathi, Spanish, Japanese, or English with 100% private in-browser AI.

Open Free Voice Assistant
తెలుగు · India నెలవారీ వడ్డీ

వడ్డీ లెక్కలు (Vaddi Lekkalu)

రూపాయి (₹1), రూపాయిన్నర (₹1.50), రెండు రూపాయలు (₹2), మూడు రూపాయల గ్రామీణ నెలవారీ సాధారణ మరియు చక్రవడ్డీ ఖచ్చితమైన గణన.

వడ్డీ లెక్కించండి (Calculate)
हिंदी · India खाद मात्रा

किसान खाद कैलकुलेटर (Kisan Khad)

गेहूं, धान, मक्का, सरसों और गन्ने के लिए यूरिया, डीएपी (DAP), और पोटाश (MOP) की सही बोरी संख्या और सरकारी सब्सिडी बचत की गणना।

खाद निकालें (Calculate Khad)
IPL · T20 · Live Live Win %

Live Cricket Win Probability & DLS

Real-time chase win %, required run rate (RRR) per ball, DLS rain par scores, and implied match odds with 1-tap mobile controls.

Live Win Calculator →
Amazon · Shopping Max Savings

Amazon Discount Stacking

Calculate exact checkout savings when stacking 15% Subscribe & Save, digital clip coupons, Lightning Deals, and Prime 5% Cash Back.

Stack Discounts →
Apple Hardware Residual Value

Apple Trade-In & Depreciation

Compare official Apple Trade-In vs. Swappa/eBay resale values for iPhone, Mac, iPad, Watch, and AirPods with monthly TCO.

Calculate Resale Value →
🇮🇩 Pajak Indonesia TER 2026

Kalkulator PPh 21 TER 2026

Simulasi pemotongan PPh 21 TER Kategori A/B/C, iuran BPJS Ketenagakerjaan & Kesehatan, dan estimasi Take-Home Pay gaji bersih.

Hitung PPh 21 →
Award Travel • Cards CPP • Max Yield

Points Valuation & CPP Tool

Calculate exact Cent-Per-Point (CPP) redemption yield and compare max value across Chase UR, Amex MR, Capital One, Bilt, and Citi.

Calculate Points CPP →
Cloud Networking CIDR & VPC

Subnet & CIDR IP Calculator

Calculate IPv4/IPv6 CIDR subnets, bitmasks, wildcard masks, usable host ranges, and AWS VPC cloud IP reservations.

Calculate Subnet & CIDR
Regex & Security AI Pattern AI

AI Regex Tester & ReDoS Guard

Generate regular expressions with AI, test live matches and capture groups, analyze ReDoS security risks, and export to Python, JS & Go.

Test & Build Regex
Database Suite SQL AI

SQL Formatter & Index Optimizer

Format messy SQL queries, detect non-SARGable performance bottlenecks, and generate optimal composite B-Tree and GIN indexes.

Format & Optimize SQL
DevOps Engine Cron AI

AI Cron Generator & Schedule Tester

Build, test, and translate cryptic crontab syntax into human English sentences with live scheduled execution timestamps.

Test & Build Cron
Auth Security JWT Parser

JWT Decoder & Signature Debugger

Inspect JSON Web Token headers and payload claims, track live expiration countdowns, and verify HMAC secrets locally.

Decode & Verify JWT
Display Design Geometry AI

Aspect Ratio & Dimension Scaler

Calculate proportional pixel dimensions, reduce aspect ratios with GCD algorithms, and preview responsive video canvases.

Calculate Aspect Ratio
Derivatives Risk Modeler

Crypto Liquidation & P&L Calculator

Simulates 1x to 125x leverage liquidation prices, maintenance margin requirements, and return on equity (ROE) for longs and shorts.

Calculate Liquidation
Compensation 4-Yr Vesting

Tech Offer Total Comp (TC) Modeler

Side-by-side total compensation modeler factoring base salary, sign-on bonuses, annual bonus %, 4-year RSU vesting, and Year 5 cliff.

Compare Job Offers
Mortgage Payoff Shave 5+ Years

Bi-Weekly Mortgage & Term Reduction Modeler

Split monthly mortgage payments into 26 bi-weekly half-payments to shave 4 to 6 years off your loan and save $50k–$150k+ in interest with $0 extra budget strain.

Calculate Bi-Weekly Payoff
Federal Tax 2026 Brackets

2026 IRS Tax Return Estimator

Estimates federal tax liability, marginal vs effective tax rates, standard deductions, and projected tax refund for 2026 filers.

Estimate Tax Refund
Salary / Wage Bidirectional

Hourly to Annual Salary Converter

Real-time bidirectional conversion between hourly rates, daily earnings, bi-weekly paychecks, and annual gross compensation.

Convert Hourly Wage
Australian Pension Centrelink A$

Australian Age Pension & Centrelink

Calculate exact fortnightly Age Pension payments with Centrelink Assets & Income Tests, deeming rates, taper decay, and super shelters.

Calculate Age Pension
NBA Analytics LLM AI

NBA True Shooting & Game Score

Quantify scoring efficiency: calculate True Shooting (TS%), Effective Field Goal % (eFG%), Points Per Shot, and John Hollinger's single-game Game Score.

Calculate NBA TS% & Score
NFL Analytics LLM AI

NFL 4th Down & 2-Pt Decision

Should the coach Go for It, Kick a Field Goal, or Punt? Calculate conversion probability, Expected Points Added (EPA), and 2-point conversion analytics.

Simulate NFL 4th Down
Tennis Analytics LLM AI

ATP & WTA Live Tennis Rankings

Simulate 52-week rolling points defending across Grand Slams (2,000 pts) and Masters 1000s: model live ranking point deltas and the battle for World No. 1.

Simulate Tennis Rankings
MLB Sabermetrics LLM AI

MLB Sabermetrics (wRC+ & FIP)

Unmask true player value: calculate Weighted Runs Created Plus (wRC+), Fielding Independent Pitching (FIP), and 162-game team Pythagorean win regression.

Calculate MLB Sabermetrics
Sports Intel 1930–Present

AI FIFA World Cup Records & H2H Hub

All-time World Cup winners, top goalscorer leaderboards, national Head-to-Head (H2H) matrix, and AI milestone pace forecasts.

Explore FIFA Records
Table Sim GD Engine

Soccer League Table & GD Simulator

Simulate matchday fixtures, re-order standings dynamically by Goal Difference (GD) and Goals Scored (GF), and model title clinch scenarios.

Simulate League Table
Cricket Intel NRR Engine

AI ICC Cricket Records & NRR Hub

World Cup century records (Rohit, Kohli, Sachin), India vs Pakistan H2H, and Net Run Rate (NRR) qualification math.

Calculate NRR & Records
DLS Engine ICC Math

Cricket DLS Rain Target & Par Calculator

Calculate revised Duckworth-Lewis-Stern targets, resource loss percentages, and real-time over-by-over DLS par scores.

Calculate DLS Target
F1 Intel 1950–Present

AI Formula 1 Records & Standings Hub

All-time Grand Prix wins (Hamilton 105, Schumacher 91, Verstappen 61+), poles, constructor titles, and points simulators.

Simulate F1 Standings
Title Clinch WDC & WCC

F1 Title Elimination & Points Matrix

Model mathematical championship elimination thresholds, Sprint weekend points swings, and title clinch scenario matrices.

Simulate Title Clinch
UCL Intel European Royalty

AI Champions League Records & H2H

Top goalscorers (Ronaldo 140, Messi 129), European Clásico H2H (Real Madrid vs Bayern), and knockout analytics.

Explore UCL Derby
Live Events Fee Exposer

AI Tour & Festival Budget Planner

Calculate all-in concert and 3-day festival costs factoring hidden ticketing fees (18–25%), travel, lodging, and merch.

Plan Event Budget