Privacy Policy

1. Overview & Commitment to Zero Retention

Core-AI ("we," "us," "our," or "the Platform") provides web utilities and analytical financial modeling tools. We are fundamentally committed to privacy-first engineering: we do not store the financial inputs you enter into our calculators. The optional AI assistant runs on-device where supported; otherwise, with your explicit consent per use, the values you choose to analyze are sent to our AI service and are not stored.

2. Information We Do NOT Collect

Unlike conventional web applications, Core-AI does not require user registration or account creation for zero-compute utilities. Specifically:

• We do not store your salary, tax inputs, or financial figures entered into calculators.
• We do not sell, rent, or monetize your private user input data.

3. Cookies, Log Files & Third-Party Advertising (Google AdSense)

We use standard automated technologies to maintain site stability, analyze aggregate non-personal traffic patterns, and display contextual advertising.

A. Google AdSense & DoubleClick DART Cookies

Google, as a third-party vendor, uses cookies to serve ads on Core-AI. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.

• Third-party vendors and ad networks, including Google, serve ads on our site.
• Users may opt out of personalized advertising by visiting Google Ads Settings.
• Alternatively, you can opt out of third-party vendor use of cookies for personalized advertising by visiting www.aboutads.info.

B. Server Log Data

Like most web hosts, our servers automatically record standard technical log entries (IP addresses, browser user-agents, referring pages, timestamps) solely for DDoS defense, routing optimization, and infrastructure security.

4. State Privacy Rights (Virginia VCDPA & California CCPA/CPRA)

Under the Virginia Consumer Data Protection Act (VCDPA) and the California Consumer Privacy Act (CCPA/CPRA), residents have specific rights regarding their personal data:

• Right to Know / Access: You may request disclosure of any personal data collected.
• Right to Deletion: You may request the deletion of your personal data.
• Right to Opt-Out of Sale / Targeted Advertising: Core-AI does not sell personal data. You may manage ad tracking via the browser cookie controls outlined above.
• Non-Discrimination: We will never discriminate against you for exercising your statutory privacy rights.

5. Children's Privacy (COPPA Compliance)

Core-AI is designed for general audiences and professional developers. We do not knowingly collect or solicit personal information from children under the age of 13 in compliance with the Children's Online Privacy Protection Act (COPPA).

6. European Economic Area (EEA) Privacy Rights (GDPR)

Consent Management Platform (CMP): We utilize a Google-certified Consent Management Platform to collect and manage your preferences regarding ad-serving cookies and tracking technologies. You will be prompted with a consent banner upon your first visit, and you may update or revoke your preferences at any time in compliance with GDPR and US state regulations.

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). Because Core-AI processes all financial inputs locally in your browser and retains no financial records, the scope of personal data processed by our servers is strictly limited to standard network telemetry (such as IP addresses logged temporarily for security). You have the right to access, rectify, or erase any personal data we might hold, and the right to object to or restrict processing. To exercise these rights or lodge a complaint regarding our use of cookies, please contact us at support@core-ai.app.

7. Security Measures

All client communications with Core-AI are strictly encrypted in transit using Transport Layer Security (TLS 1.3).

8. Contact & Privacy Inquiries

If you have questions regarding this Privacy Policy or wish to exercise statutory data rights, please contact our data privacy representative at: